INVEST IN YOUR FUTURE

Flexible Financing Options for Your CiPCM Certification

We believe financial constraints shouldn't hold back your career. Our flexible financing options make CiPCM certification accessible and affordable, so you can invest in your future without financial stress.

Loan Coverage

70%

Up to 70% of course fee

Repayment Period

6 Months

6 months flexible repayment

Financing Options

CHOOSE YOUR PLAN

Flexible Financing Packages

Select the financing plan that matches your certification level and budget:
Level 1

PACKAGE 01

CiPCM Starter

Loan Amount

1,000,000

MMK

  • Course Fee
    1,000,000 MMK
  • Down Payment
    30%
  • Loan Coverage
    70%
  • Loan Duration
    6 months
Get Started
Most Popular
Level 2

PACKAGE 02

CiPCM Builder

Loan Amount

1,500,000

MMK

  • Course Fee
    1,500,000 MMK
  • Down Payment
    30%
  • Loan Coverage
    70%
  • Loan Duration
    6 months
Get Started
Level 3

PACKAGE 03

CiPCM Architect

Loan Amount

2,000,000

MMK

  • Course Fee
    2,000,000 MMK
  • Down Payment
    30%
  • Loan Coverage
    70%
  • Loan Duration
    6 months
Get Started
Eligibility Criteria

Who Can Apply for Financing

  • Business Owners

    Minimum 6 months of consistent income from a registered business or online service (excluding agriculture). Sathapana will conduct a business analysis.

  • Salary Earners

    Minimum monthly salary of MMK 500,000 with proof via salary slips or bank statements. Guarantor required.

  • Parents / Guardians

    Can apply on behalf of students, with the student listed as co-applicant.

Loan Details

Complete Financing Terms

Loan Type

Consumption Loan - CiPCM Certification

Interest Rate

2.33% per month (declining)

Repayment

Monthly over 6 months

Admin Fee

1.25% of disbursed amount

Social Welfare Fee

0.25% of disbursed amount

Compulsory Savings

5% of loan amount (returned with 14% annual interest upon full repayment)

Early Closure

As per Sathapana's credit policy

Collateral

Not required

Guarantor

1 required

Application Requirements & Important Information

01 Required Documents
  • Copy of NRIC/Passport
  • Business Registration Certificate or Office letter from Education Board
  • Latest 6 months bank statement
  • Latest 6 months salary slip (for salary earners)
  • Proof of address
02 Important Conditions from CiPCM
Loan approvals are based on the applicant's ability to meet QHRM academic schedules and repayment timelines. Attendance and academic progress are monitored throughout the financing period.
03 Loan Disbursement
Funds are disbursed directly to CiPCM upon approval confirmation. Disbursement is aligned with course intake dates and communicated to both student and guarantor.
04 How to Apply
Submit the required documents to your nearest Sathapana branch, complete the QHRM loan form, and attend a short eligibility interview.
05 Approval Process
Approval letters are shared via email within 48 hours, and a physical copy can be collected at the branch for submission to QHRM.
Required Documents
Need Assistance - Email us at certification@cipcm.com or visit your nearest Sathapana branch for assistance with your financing application

Need Assistance?

Email us at certification@cipcm.com or visit your nearest

Sathapana branch for assistance with your financing application.

Take the Next Step

Take the Next Step in Your Career

Choose your path and begin your certification journey today. Enroll now or explore our scholarship opportunities.

Enroll Now
Apply Scholarship